We Offer a Full Range of Services for any Situation.

Every situation is different.  We understand that getting into debt can happen to anyone; it’s often a sequence of unfortunate events that leads to debt problems.

The reason we offer a free consultation is to understand your situation BEFORE we consider what solutions might be most appropriate.  Once we’ve learned about your circumstances and answered all your questions, we’re in a great position to discuss relevant options.

When discussing your options, we make sure that you understand exactly what’s going to happen if you proceed.  We understand that these are important decisions and we want to be sure that you’re happy before proceeding.

The primary services we offer include debt consolidation, debt agreements and personal bankruptcy.

Debt Consolidation

Sometimes simply consolidating high interest loans to one low-interest bearing facility can dramatically reduce your monthly costs. For example, you could be paying interest in excess of 15% per annum on overdue credit card payments.  This could be reduced dramatically if consolidated to a low interest loan or offset against an existing low-interest facility.

Debt Agreements

Our specialist negotiators will work with your creditors to seek agreement for you to repay some or all of what you owe over an agreed period of time.

Sometimes we can negotiate for you to pay back less than what you actually owe.  This can be a relief for many people.

One of the big advantages of a debt agreement is that you can avoid bankruptcy (although entering into a debt agreement is a form of bankruptcy).  Another is that we consolidate all payments to one single monthly payment.  Thia makes life much easier for you and sometimes there is no interest applied either.

There are several different types of debt agreements.  You will need to qualify for a debt agreement as there are limits to how much you can earn and of course you need to be able to make the payments.

Call us for a free consultation to see if you qualify.

Declaring Bankruptcy

When there’s no way you can make your repayments, we can help you through the process of applying for bankruptcy.

When you apply for bankruptcy, your creditors will stop all action against you immediately.  They aren’t allowed to chase you for money anymore either; so the harassing phone calls from debt collectors will stop immediately. Imagine how much less stressful it will be answering the phone!

How to Work Out What’s Right for You

We’ve made it really easy for you to find the best course of action for your circumstances.  Simply request a free consultation and we’ll talk you through the options over the phone.  To begin, request a free consultation by either completing the form on the right or call us on the number at the top-right of this page.

When you contact us, one of our expert consultants will call you to arrange your consultation.  You can be assured that they are on your side and will be working with you to find the best possible solution for your situation.  Imagine the relief you will feel to have an expert on your side?

Contact us now because you owe it to yourself and your loved ones to find a better life.